The housing market, how much has it bounced back? Is the housing market status one big amalgam that can be judged as good, bad, or bouncing back, or, are there many different dynamics that comprise it, where there are aspects that have improved, and aspects that are still about the same?

Mortgage rates for an average residential property now are almost 'unthinkable' in terms of how low they are. Rates in the 3s. A good thing, bad thing, for everybody?

The rate of unemployment, does it hav...